Can a pedestrian claim from car insurance?


Typically, pedestrians do not directly claim from car insurance unless they have been involved in an accident with a motor vehicle. In most cases, it is the driver of the vehicle who files a claim with their car insurance provider to cover any damages or injuries resulting from the accident.

However, if you are a pedestrian who has been injured in a car accident caused by a negligent driver, you may be eligible to make a claim against the driver's car insurance policy. The driver's liability insurance should cover the medical expenses, lost wages, pain and suffering, and other damages resulting from the accident.

To pursue a claim as a pedestrian, you would typically need to gather evidence to support your case, such as witness statements, medical records, and any other relevant documentation. It is advisable to consult with a personal injury attorney or contact your insurance provider for guidance on how to proceed with your specific situation.

Please note that the specific laws and regulations regarding car insurance and pedestrian accidents may vary by jurisdiction, so it's always a good idea to consult with a legal professional familiar with the laws in your area.

Here are some of the things you can do if you are hit by a car as a pedestrian:

  1. Get medical attention immediately. Even if you don't think you are injured, it is important to see a doctor right away. Some injuries, such as head injuries, may not be immediately apparent.
  2. Call the police. The police will create a report of the accident, which can be helpful if you file a claim with the driver's insurance company.
  3. Get the driver's information. This includes the driver's name, address, phone number, and insurance information.
  4. Take pictures of the accident scene. This includes pictures of the damage to the vehicles, the injuries you sustained, and any other evidence that may be relevant to your claim.
  5. Get a copy of the police report. The police report will include the officer's findings about the accident.
  6. Contact an attorney. An attorney can help you file a claim with the driver's insurance company and get the compensation you deserve.
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